Three Key Investment Ingredients for Portfolios
This video highlights what I believe are the three primary investment ingredients used for building portfolios (assets + strategies + products). Understanding this high-level categorization and how these ingredients differ can make you a better consumer of financial products and services. https://www.youtube.com/watch?v=AfTuuObG4Y8&ab_channel=AaronBraskCapital
Exchange-traded Fund: Tax Efficiency
Some people attribute their tax efficiency to the low-turnover nature of the indices underlying many ETFs. Low turnover is a factor but there is another critical driver of ETF tax efficiency: their in-kind creation and redemption process. If you like this topic, you may also want to read this article. https://www.youtube.com/watch?v=61VVuAo_FUg&embeds_euri=https%3A%2F%2Fwww.aaronbraskcapital.com%2F&source_ve_path=MjM4NTE&feature=emb_title&ab_channel=AaronBraskCapital
Financial planning: Asset location
Here I discuss financial planning strategies involving asset location (not to be confused with asset allocation). This involves both income and investment-related taxes but is important enough to warrant its own video. I also wrote an article on this topic. https://www.youtube.com/watch?v=gp81vR8K004&embeds_euri=https%3A%2F%2Fwww.aaronbraskcapital.com%2F&source_ve_path=MjM4NTE&feature=emb_title&ab_channel=AaronBraskCapital
FINANCIAL PLANNING: ASSET LOCATION (VIDEO)
https://youtu.be/gp81vR8K004 Financial planning: Asset location Here I discuss financial planning strategies involving asset location (not to be confused with asset allocation). I also wrote an article on this topic. More information If you would like to discuss your investment or planning needs, book a free consultation with me using the button below: FREE CONSULTATION […]
Financial planning: Investment-related taxes
Here I discuss financial planning strategies for reducing the amount of investment-related taxes one may pay. Investment-related taxes are those which apply to dividends, bond interest, rental income, etc. in taxable accounts. I also wrote an article on this topic with more details. https://www.youtube.com/watch?v=OCFf9sKPhUs&ab_channel=AaronBraskCapital
Financial planning: Income Tax
Here I discuss financial planning strategies for reducing the amount of income tax one may pay on money they earn (spoiler: optimize the use of your retirement accounts!). I also wrote an article on this topic with more details. https://www.youtube.com/watch?v=5eNPsjIv2S0&embeds_euri=https%3A%2F%2Fwww.aaronbraskcapital.com%2F&source_ve_path=MjM4NTE&feature=emb_title&ab_channel=AaronBraskCapital
AAII 2021 Annuity Presentation
I was honored to speak alongside some industry heavyweights at AAII’s 2021 virtual conference. My topic was Using Income Annuities in Retirement. Here is the (hour-long!) video: You can also watch directly on YouTube by clicking here: https://lnkd.in/ehxXxScQ You may also want to read my other articles on annuities and income: Bond Ladders & Income […]
RETIREMENT INCOME VIDEO
https://www.youtube.com/watch?v=PdLDj9tUCGU Can you imagine a plan for retirement income you could understand and implement with ease? With total costs of just 0.10% per year? A 30% reduction in investment-related taxes? I first highlight two primary approaches used to generate retirement income and then describe how my hybrid approach can achieve these benefits More information If […]
Bond Ladders & Income Annuities: Restoring the Sanctity of Fixed Income
I spent some time on Google, but could not ascertain the origins of the term fixed income. Presumably, it was just a simple description given to investments where all of the related cash flows were dictated per contractual obligation. For example, this could be something as simple as a government bond that pays fixed coupons […]
Dividends: Theory and Empirical Evidence
OVERVIEW Building on the concepts presented in our Dividends Are Different article, here we present data and observations highlighting how dividends can protect investors from inflation and market volatility. While this content is relevant to other applications, we focus on it within the context of retirement income. When designing portfolios to provide for retirement, conventional […]